Many final expense insurance products are nothing more than a piece of paper and a promise.

Forethought is a different kind of insurance company, offering you an unrivaled array of insurance, planning and support services. Our simple solutions are backed by more than 20 years of dedicated service and are designed to meet the unique needs of the families we serve.

ForeLife is a final expense whole life insurance product designed to provide value and peace of mind for you and your loved ones.

ForeLife includes these supplemental benefi ts at no additional cost.

• Accidental Death Benefit
  If death occurs from a covered accident, this benefit will double your death benefit.2, 3
• Accelerated Death Benefit
  Provides 97% of the base policy face amount payout if a licensed physician determines you have a life expectancy of 6 months or less.2, 4
• Grandchildren’s Benefit
  Provides coverage for eligible grandchildren ages 6 months up to 22 years old. The benefi t amount is $5,000 or the base policy face amount which ever is smaller and will be paid only one time.2, 5

In addition, ForeLife offers a simple, step-by-step process to help you avoid the confusion often associated with end-of-life planning. From assistance in selecting the appropriate coverage to planning for your end-of-life needs, ForeLife offers more than just an insurance policy.

Final Expenses may include:

• Funeral Expenses
• Cemetery Costs
• Medical Bills
• Outstanding Loans
• Credit Card Bills

ForeLifeSM provides several distinct benefits:

• Affordable premiums and reduced rates
• Coverage amounts from $2,500 - $40,0001
• Death benefi ts are not considered taxable income

Do you have Adequate Funds Immediately Available for your funeral?

For many families, the answer is “No.” To protect families from the unexpected costs associated with the death of a loved one, Forethought® ForeLifeSM offers low cost final expense insurance.

Our low rates are guaranteed for the term of your policy, and the benefit may be used to cover the cost of a casket, funeral service, chapel, cemetery space, markers, travel expenses, flowers—whatever end-of-life expenses incurred.

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1 Coverage limits will vary with risk classification.
2 Coverage may vary state by state. Not all supplemental benefi ts are available in all states.
3 Available to issue ages 40 through 70 only. Coverage terminates on the policy anniversary following attained age 75. Not available for all risk classifi cations.
4 Less any policy loans, premiums due, and a transaction fee. The policy terminates following payment of the Accelerated Death Benefi t and cannot be reinstated. Not available for all risk classifi cations. May not be available during the fi rst 12 or 24 policy months. Coverage may vary by state.
5 All coverage under this benefi t terminates on the earlier of the payment of one Grandchildren’s Benefi t or termination of the base policy for any reason grandchildren over the age of 18 at policy issue will not be covered. Coverage for any particular grandchild will end on his or her 22nd birthday.